City retirees and surviving spouses who receive a monthly pension benefit and their eligible dependents may enroll in the City-sponsored health, dental and vision insurance at the time of retirement, during the annual open enrollment period and within 31 days of having a qualifying “change in family status.” City retirees and their spouses, and surviving spouses who receive a monthly pension benefit may apply for long-term care insurance at any time.

Health

The City provides retirees with a choice of four commercial health plans. One PPO plan and three EPO plans are offered through Blue Cross Blue Shield of Kansas City.

• Blue Cross Blue Shield- Plan Comparison

Dental

The City offers a choice of two Humana Dental plans and a Blue Cross Blue Shield Preferred Dental Plan.

The Humana Dental Advantage Plus plan requires you to use providers in the Humana Dental Advantage Plus network. The Humana Dental Traditional Preferred plan gives you the freedom to choose any dentist. However, if you select a dentist in the Traditional Preferred network you can take advantage of the discounted fees.

You can access CompBenefits to find Humana Advantage Plus or Traditional Preferred dentists in your area of choice. Detailed directions on how to locate participating Humana dentists are available.

• Humana Retiree Summary of Benefits

The BlueKC Preferred Dental plan is a PPO dental plan that offers in-network and out-of-network coverage at varying cost-sharing levels.  This plan offers coverage for orthodontia and implants for children and adults.  See the benefit summary for more details.  

Vision

VSP offers a free discount plan, VSP Access Plan. All eligible retirees, surviving spouses and their dependents are automatically enrolled in the VSP Access Plan. If you pay a premium, you can enroll in the VSP Signature Plan with greater benefits. If you choose to enroll in the VSP Signature Plan, neither you nor your dependents will be enrolled in the VSP Access Plan.

• 2023-2024 VSP Comparison Plan Summary

Long-Term Care

The City offers long-term care coverage through Unum Life Insurance Company of America, a subsidiary of Unum Provident. At any time, you can obtain an enrollment kit that contains a schedule of benefits, plan costs and necessary forms by calling UnumProvident at 1-800-227-4165. You need to mention the City’s policy number, 115473. Retirees and spouses who wish to enroll must each complete the appropriate forms and send them directly to UnumProvident. All applicants must provide Evidence of Insurability. Once approved for coverage, you will be billed directly by UnumProvident.

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