The property owner is responsible for securing general liability insurance that covers both bodily injury and property damage. There are two insurance options.
Option 1: Requirements for residential properties NOT owned under a business name
1. Minimum amount of coverage: $400,000
2. The City of Kansas City, Missouri must be added to the insurance certificate as an additional insured party.
3. The City of Kansas City, Missouri must be added to the insurance certificate as a certificate holder. The certificate holder information should appear as follows:
City of Kansas City, Missouri
414 E. 12th Street
Kansas City, Missouri 64106
Option 2: Requirements for proprietor(s), contractors, and business-owned properties
1. Minimum amount of coverage: $1,000,000
2. The City of Kansas City, Missouri must be added to the insurance certificate as an additional insured party.
3. The City of Kansas City, Missouri must be added to the insurance certificate as a certificate holder. The certificate holder information should appear as follows:
City of Kansas City, Missouri
414 E. 12th Street
Kansas City, Missouri 64106